Skip to main content

Documentation Index

Fetch the complete documentation index at: https://docs.stablely.io/llms.txt

Use this file to discover all available pages before exploring further.

​
General

Yes. The minimum deposit is $100 USDT. There is no maximum — deposit as much as you’d like.
Currently Stablely supports USDT only, available on all supported networks. Additional stablecoins including USDC are on our roadmap.

​
Yield & Returns

Your USDT is deployed into vetted real-world business loans. Businesses pay interest on those loans and that interest is passed back to you as a 3% monthly return. No token inflation, no algorithmic tricks — just real loan repayments.
Stablely pays a fixed return on your deposited capital. The 3% monthly rate is applied to your original deposit amount — not on accumulated earnings. While we maintain this as our consistent target, returns are subject to borrower repayment and deal availability.
Earnings are credited to your Stablely account at the end of each monthly lending cycle. You’ll receive a notification the moment your returns land.
Your earnings are credited to your Stablely account at the end of each monthly cycle. Returns are calculated as a fixed rate on your deposited capital — not compounded. You can withdraw your earnings anytime or top up your principal with a new deposit to grow your position.

​
Security

Yes. All funds are held in Fireblocks MPC institutional custody — the same infrastructure used by the world’s largest crypto firms. Your funds are never held in a hot wallet and are never exposed to smart contract risk.
We require collateral from borrowers where possible and spread your capital across 8–12 active loans at all times. A single default has minimal impact on overall returns. A platform reserve fund provides an additional layer of protection before any default affects depositor balances.
Your funds are custodied by Fireblocks — a licensed, institutional-grade digital asset custody provider. Stablely never has direct unilateral access to move your funds.

​
Deposits & Withdrawals

Connect your wallet, select your deposit amount, confirm the transaction, and your funds are live in the lending pool within minutes. The entire process takes under 5 minutes.
Withdrawal requests are processed within 24 to 48 hours. Funds are returned to your connected wallet promptly after processing. Exact timing depends on which lending cycle your funds are currently in.
None. Stablely charges zero fees — no deposit fees, no withdrawal fees, no management fees, no hidden charges. Ever. What you deposit is what gets deployed, and what you earn is what you receive.

​
Company

Stablely was co-founded by Matthias Brenner, former Growth Lead at Revolut and VP Marketing at Crypto.com, and Kevin Tan, former Portfolio Manager at a $120M Asian credit fund. Our CTO Dmitri Kovalenko previously built smart contract infrastructure at dYdX processing over $400M in on-chain volume.
There are no current plans to launch a token. Our focus is entirely on building a sustainable, yield-generating product — not on token economics.
Most yield platforms generate returns through token incentives or algorithmic strategies that are exposed to market conditions. Stablely’s yield comes exclusively from real-world business loan repayments — making it more stable, more transparent, and far less exposed to crypto market volatility.
Reach us at support@stablely.io or via our Discord. Our team typically responds within a few hours during business days.